Fynzum Terms of Service
Last Updated: May 25, 2025
1. Acceptance of Terms
By joining the Fynzum waitlist or using our services ("the Service"), you agree to these Terms of Service (ToS) and our Privacy Policy.
2. Eligibility
- You must be at least 18 years old (or the age of majority in your jurisdiction) to use Fynzum.
- You certify that any data you provide (e.g., email, financial info) is accurate.
3. Waitlist & Future Access
- Waitlist: Joining grants no guarantee of immediate access; we may invite users in phases.
- Beta/Launch Access: We reserve the right to modify, pause, or terminate the Service at any time.
4. User Responsibilities
Prohibited Uses: You agree not to:
- Use Fynzum for illegal activities or fraud.
- Reverse-engineer, scrape, or disrupt the Service.
- Share access with unauthorized parties.
Financial Data: If you link accounts via APIs (e.g., Plaid), you represent that you own or have permission to use that data.
5. Data Ownership & Use
- Your Data: You retain ownership of any financial or personal data you input.
- Our Rights: We may use aggregated, anonymized data (e.g., trends) to improve Fynzum or for marketing.
6. Disclaimers & Limitations
"As Is" Service
- Fynzum is provided without warranties (express or implied). We do not guarantee accuracy of financial insights.
No Liability
To the fullest extent permitted by law, we are not liable for:
- Indirect damages (e.g., lost profits) from using Fynzum.
- Errors in third-party integrations (e.g., bank APIs).
- Unauthorized access due to your failure to secure credentials.
7. Termination
- We may suspend or terminate your access for violations of these Terms.
- You may delete your account/data at any time via the App or by contacting support@fynzum.com.
8. Modifications
We may update these Terms; continued use after changes constitutes acceptance. Material updates will be emailed to active users.
9. Governing Law
These Terms are governed by the laws of [Your Jurisdiction, e.g., Delaware, USA]. Any disputes will be resolved in [Courts/Arbitration Location].
10. Contact
Questions? Email support@fynzum.com
[Your Company Name]
[Physical Address (if applicable)]