Fynzum Privacy Policy

1. Information We Collect

1.1 Waitlist Sign-Up

• Email Address: Used to notify you about product updates and launch availability.

1.2 Future Data (If You Use the App Post-Launch)

• Manual Inputs: Expenses, subscriptions, or installment details you enter.
• Linked Financial Accounts (Read-Only): If you choose to connect accounts via secure APIs (e.g., Plaid, MX), we access transaction data without storing your bank credentials.
• Technical Data: Device type, IP address, and usage analytics (e.g., features used).

2. How We Use Your Data

• Waitlist: Send launch announcements (opt-out anytime).
• App Functionality (Post-Launch):
  • Generate expense insights and dashboards.
  • Improve features using anonymized analytics.
  • Comply with legal requests (e.g., fraud investigations).

3. Data Sharing & Third Parties

We never sell your data. Limited sharing includes:

• Service Providers: Email platforms (e.g., Mailchimp), cloud hosting (e.g., AWS), and financial data aggregators (if APIs are enabled).
• Legal Requirements: If mandated by law (e.g., court orders).

Note: Third-party APIs (e.g., Plaid) have their own privacy policies.

4. Security Measures

We use encryption, access controls, and regular audits to protect your data.

5. Your Rights

• Access/Delete: Request your data or deletion via support@fynzum.com.
• Opt-Out: Unsubscribe from emails via the link in each message.
• CCPA/GDPR: California/EU users may have additional rights (e.g., data portability).

6. Policy Updates

Changes will be posted here with an updated effective date. Material changes will be emailed to waitlist subscribers.